With responsible use, a credit card can benefit your finances in a number of ways. Conversely, if you take the wrong approach, it could cause more harm than good. Here are three tips to follow to avoid the most common credit card pitfalls: Pay off your balance in full every month. Not only does this […]
Do you find yourself faced with a large balance on a high interest credit card (or multiple credit cards)? You have several options for digging out of debt, with all of them presenting a unique set of pros and cons. Have you considered transferring the balance to a credit card with a lower interest rate?
There are so many credit cards to choose from, that it may be difficult to sort through all the information. To start with, there are dozens of credit card issuers; some of them are banks that are known worldwide, others are obscure companies that few have heard of. Even comparing all the different types of
Are you carrying a balance on a business credit card? Is this costing you money in interest every month? If you find yourself in this position, a business balance transfer offer may be just what you need. You can transfer your high interest debt to a business credit card with a zero percent rate. There
A credit card can take you nearly you anywhere; the only thing that may be holding you back is the credit limit. Maybe you are considering a large purchase that your credit limit won’t cover. Maybe you want to be able to take only one credit card when you go on a vacation. Maybe you
With so many benefits of a credit card balance transfer, there’s no wondering why so many consumers move forward with this decision every year. But here’s something to consider: most balance transfer offers charge a fee. With this in mind, you need to weigh the cost against the benefits to ensure that you make the
