Discover Card Balance Transfer Credit Cards

Getting started is as simple as choosing a Discover balance transfer credit card, learning more about the terms and conditions, and deciding if this could benefit you. Answer the following questions:

• Which Discover balance transfer credit card best suits your needs?
• How long does the introductory rate last?
• What is the rate once the introductory rate expires?

Two Ways to Get Started
If everything checks out, there are two ways to start the process:

• Request an application via mail.
• Take the first step online.

Regardless of the process, there are two steps you need to take to complete the balance transfer:

• Make note of your current balance and account number.
• Contact Discover customer service online or via phone.

Do you have questions or concerns? In this case, don’t complete your balance transfer just yet. Instead, reach out to a live representative via phone who can walk you through the process.

What are the Terms and Conditions?
It’s important to fully understand the terms and conditions of the offer, including but not limited to:

• Interest rate.
• Fee structure.
• Length of the introductory rate.
• Reasons why Discover could cancel your rate, such as making a late payment.

Why Choose a Discover Balance Transfer
While there are many credit card companies that offer balance transfer deals, Discover is one of the best for these reasons:

• Industry leading customer service.
• Variety of balance transfer offers.
• Simple online system for completing the transfer.

What Balance Transfer Cards Does Discover Card Offer?
These 3 credit cards from Discover offer balance transfers:

Discover it® Cashback Match™ (0% for 14 months)

• Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
• Earn unlimited 1% cash back on all other purchases – automatically.
• Intro Offer: Discover will match all the cash back earned at the end of your first year, automatically.
• Redeem cash back any amount, any time. Rewards never expire.
• Use your rewards at Amazon.com checkout.
• No annual fee.

Discover it® Miles (0% for 14 months)

• We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
• Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
• No Blackout Dates – fly any airline, stay at any hotel.
• Redeem your Miles as a statement credit towards travel purchases.
  Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
• Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
• Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.
• No Annual Fee.

In addition, these credit cards offer a 0% balance transfer rate:

• Discover it® (0% for 18 months)
• Discover it® chrome (0% for 14 months)
• Discover it® for Students (0% for 6 months)
• Discover it® chrome for Students (0% for 6 months)
• NHL® Discover it® Card (0% for 14 months)

Credit Cards Similar to Discover Card Balance Transfers

Conclusion
With a variety of balance transfer credit cards, top notch customer service, and an easy process, this is a company you should consider.

Discover balance transfer cards offer low balance transfer and purchase rates, rewards and unique benefits. The Discover Card normally requires good to excellent credit ratings, and is accepted globally.

Having trouble finding a balance transfer card? We would love to show you more balance transfers, however banks control which cards are allowed on certain pages. We recommend that you view balance transfer credit cards at CreditWeb for more options.